New York Medicare Supplement Plans

New York Medicare Supplement Plans

  1. List of Carriers
  • Humana
  • Mutual of Omaha
  • AARP (United Healthcare)
  • Hip Insurance (Emblem)
  • Globe Life
  • Empire HealthChoice Assurance (Anthem)
  • Bankers Life
  1. List of Towns/Cities (10 – 20)
  • New York City
  • Buffalo
  • Rochester
  • Yonkers
  • Syracuse
  • Albany
  • New Rochelle
  • Mount Vernon
  • Schenectady
  • Utica
  • White Plains
  • Hempstead
  • Troy
  • Niagara Falls
  • Binghamton
  1. Top Medigap Plans (Plan Types/Letters, Carriers)
  • Medigap Plan A

The most basic Medicare Supplement plan sold by Medigap providers in New York is a Medigap Plan A. 

With the least amount of coverage, Plan A mainly provides a low-cost entryway for your enrollment into Medicare supplement coverage, all while keeping your budget in check. Also, the plan is very common – all health insurance companies are required to offer the plan type if they want to sell Medigap at all.

Though a simple policy, Medigap Plan A remains a competitive option for light coverage at a low cost. Some of the most popular companies in New York to offer Plan A are:

  • Medigap Plan F

Providing coverage for any and all copays, coinsurances, and deductibles gotten through Medicare, Medigap Plan F is the most comprehensive Medicare supplement plan type in all of Texas.

So, what really makes Plan F so popular? It comes down to having all the gaps in your Original Medicare paid for, keeping you without any out-of-pocket expenses while enrolled.

Several Medicare supplement providers in Texas offer Plan F, with some options being more popular than others, as listed in the top 10 below:

  • Medigap Plan G

In 2020, the ability to purchase a new Medigap Plan F will no longer be possible. For you, this means that if you’re enrolling for your first time, you’ll have to pick another plan type. 

Another credible option, Medigap Plan G, provides an alternative that gives close to the same coverage as Plan F but at a lesser cost.

In Texas, many Medicare supplement providers will offer Plan G in their available plans, but some of the most popular options include:

  • Medigap Plan N

Medigap Plan N is also consistently one of the most popular choices for Medicare supplement insurance. 

Compared to other popular choices like Plan F or G, Medigap Plan N strips away even more coverage to achieve a lower cost plan that remains comprehensive.

So, because of this, Plan N does not cover your Part B deductible or copayments from the emergency room or doctor. However, you may be okay with these not being covered to pay a lower premium – that’s what Plan N is for.

Some of the most popular choices for a Plan N in Texas come from:

  1. A
  1. Birthday Rule
  1. Medicare Part A and B
  1. General Medigap Information
  1. Medigap Under 65